DepositLending
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For tenants

Choose the loan that fits your move.

Three unsecured loan options for your rental deposit, each structured around a different timeline and repayment preference.

Select the loan product that’s best for you

Loan amountInterest

3–8 week loan

Alpha

Interest and loan amount repaid in full at the end of the loan period.

Great for:

  • Bridging the gap while a previous deposit is returned
  • Covering costs when you expect funds in the near future
  • Added flexibility when your finances are uncertain
  • Avoiding borrowing from family and friends
  • Avoiding cash advances on your credit cards

13–25 month loan

Beta

Pay only monthly interest. Principal amount paid at the end of the term.

Great for:

  • Keeping monthly payments low
  • Supporting your cash flow
  • Offering a larger deposit to negotiate a lower rent
  • Avoiding borrowing from friends and family
  • First-time renters
  • Paying interest only until your deposit is returned

12–36 month loan

Gamma

Interest and principal repaid in monthly installments until the loan is paid in full.

Great for:

  • The lowest APR of our three loan options
  • Keeping your full deposit refund when your lease ends
  • Spreading payments over a longer period
  • Paying down as much principal as you like during the term to reduce the balance

All loans are unsecured and subject to credit approval.

Why get a loan?

Rental deposit loans

A security deposit is often required to sign a lease, and coming up with that money up front can be a genuine challenge.

We offer a range of unsecured loan options for the amount you need, with funds typically deposited into your account as soon as the next business day.

Why DepositLending.com?

We are a specialist lender serving renters across the United States, offering fast, affordable financing for rental deposits.

When you borrow for your deposit, your own money isn’t tied up in a landlord’s, property manager’s or association’s bank account. Instead, you can:

  • Keep your savings intact
  • Put your funds toward investments that can earn a return
  • Offer your landlord a larger deposit to negotiate a lower monthly rent
  • Spend your own money on the things that matter to you
  • Rent a better property
  • Avoid the lengthy process of borrowing from a bank
  • Avoid having to borrow from friends or family
A hand holding a set of keys inside a bright new home

Next step

Ready to find the right option?

Tell us about the home you plan to rent and the amount you need, and we’ll help you choose between Alpha, Beta and Gamma.

Contact us 786.973.2761